FORMAL CREDIT, RURAL HOUSEHOLD LIVING STANDARDS: A STUDY OF THE NORTH CENTRAL REGION OF VIETNAM
Tập 133 Số 5C (2024), Nghiên cứu
Tập 133 Số 5C (2024)

FORMAL CREDIT, RURAL HOUSEHOLD LIVING STANDARDS: A STUDY OF THE NORTH CENTRAL REGION OF VIETNAM

Nghiên cứu
https://doi.org/10.26459/hueunijed.v133i5C.7620
Đã xuất bản 2024-09-30
Le Viet Giap
University of Economics, Hue University, 99 Ho Dac Di St., Hue, Vietnam
Nguyen Thi Khanh Trang
University of Economics, Hue University, 99 Ho Dac Di St., Hue, Vietnam
Pham Quoc Khang
University of Economics, Hue University, 99 Ho Dac Di St., Hue, Vietnam
Nguyen The Hung
University of Economics, Hue University, 99 Ho Dac Di St., Hue, Vietnam
PDF (English)

Từ khóa

formal credit
rural credit
propensity score matching Tín dụng chính thức
Tín dụng nông thôn
So sánh khớp nối điểm xu hướng

Tóm tắt

This study focuses on evaluating the impact of access to formal credit on the living standards of rural households in the North Central region of Vietnam. The propensity score matching (PSM) method was used on the Vietnam Household Living Standards Survey (VHLSS) 2020 database to examine this impact. The research results indicate that participation in formal credit has the potential to improve the living standards of households in the rural area of the North Central region. The improvement is approximately 2 percent of per capita income. In addition, this study also shows that formal credit can have a positive impact on poverty reduction. Specifically, participation in formal credit reduces poverty rates in rural areas of North Central Vietnam, although the reduction in these poverty rates is still modest.

https://doi.org/10.26459/hueunijed.v133i5C.7620
PDF (English)

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